Fast, Flexible Solutions.
Australia’s non-bank lender for SMEs and self-employed borrowers
What do you do?
Fast, flexible solutions for property-backed deals
We can assist with construction, subdivisions, working capital, ATO debts, refinance, purchases for business or real property, bridging finance, short-term lending, first & second mortgages.
Lending Solutions:
Competitive rates and Loan-to-Value Ratios (LVRs)
Loan amounts from $20K up to $40M
Loan terms ranging from 3 to 36 months
Fast service level agreements (SLAs) for quick approvals
Minimal documentation required
Interest capitalised and prepaid options
Accepts new ACNs and ABNs
Offers a wide range of lending options including business or real property finance, bridging finance, short-term lending, and first and second mortgages
All property types and locations are considered, with some being more favourable than others.
Since November 2023
$197.23 Million In Deals Funded
136 + Loans Funded
We are funding Australian SMEs via property-backed transactions.
Success Stories
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Moffat Beach
Scenario:
We received a call from a broker requesting an urgent loan to help their client complete a major renovation.
Client owed $1.75m to NAB and needed another $500,000 to complete the reno.
The Valuation came back at $5M and we secured a First Mortgage over the property at 9.95%. Loan was for six months.
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Commercial Purchase
Scenario:
Broker advised that their client went to an auction of a commercial property.
Paid a 20% deposit with a settlement period of 14 days.
Their client had other properties with one fully paid off. Valued at $10m in Sydney.
We secured a first mortgage over their commercial property and another property to secure the funding.
Loan is for 3 years at a rate of 10%pa with an option to refinance to a mainstream bank after 3 months.
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Brisbane Lender
Scenario:
Another lender called us as they had no more funds to lend out.
They had a broker approach them asking for $250K for a period of three months.
Client has two properties one in Brisbane and another in Perth.
We used the Perth property as security and lent the $250K.
