Long-Term Residential Mortgages

Tailored Mortgage Solutions for Individual, Self-Employed, Trust & SMSF Borrowers

At Renown Lending, we specialise in long-term residential and commercial mortgage solutions, helping borrowers unlock equity, refinance, or purchase investment properties. Whether you're self-employed, a trust entity, or an SMSF borrower, our flexible private lending options ensure you secure the right loan for your financial needs.

Why Choose Renown Lending?

Act Fast with Certainty
From scenario to settlement, we understand the urgency of securing the right long-term mortgage. Our streamlined process ensures fast approvals and settlements, so you don’t miss out on opportunities.

Flexible for Your Needs
Choose from alt-doc or full-doc verification, with up to five years interest-only and competitive market rates, offering the flexibility traditional lenders can’t match.

Diversify Your Assets
Whether you need to purchase or refinance residential or commercial property, including office and industrial spaces, we provide tailored solutions for investors and businesses.

Our Mortgage Products

Prime Full Doc

Loan Size: $1M - $5M
Max LVR: 85%
Interest Rate From: 6.94%
Comp. Rate: 7.15%*
Max Term: 30 years

Ideal for: Individual, corporate, and trust applicants looking to purchase, refinance, consolidate debt, or access equity.

Prime Alt Doc

Loan Size: $250K - $4M
Max LVR: 80%
Interest Rate From: 6.99%
Comp. Rate: 7.20%*
Max Term: 30 years

Tailored for: Self-employed borrowers needing flexible finance for purchases, refinancing, debt consolidation, or cash-out purposes.

Near Prime Full Doc

Loan Size: $250K - $2M
Max LVR: 75%
Interest Rate From: 7.44%
Comp. Rate: 7.66%*
Max Term: 30 years

Ideal for: Borrowers looking to unlock equity, refinance, or expand their investment portfolio.

Near Prime Alt Doc

Loan Size: $250K - $2M
Max LVR: 75%
Interest Rate From: 7.66%
Comp. Rate: 7.70%*
Max Term: 30 years

Built for: Business owners and self-employed borrowers who need a flexible, long-term mortgage solution.

SMSF Loans

Loan Size: $250K - $2.5M
Max LVR: 80%
Interest Rate From: 6.79%
Max Term: 30 years

Designed for: SMSF borrowers looking to purchase or refinance property within their super fund portfolio.

Generate Loan – Deposit Lending Solution

Max Deposit Size: $400K
Max LVR: 95%
Interest Rate From: P.O.A
Max Term: 15 years

Focused on: Owner-occupiers needing a deposit lending product to enter the property market. Servicing is based on PAYG strength, with rental income not the primary assessment factor.

Secure a Mortgage That Works for You

At Renown Lending, we provide customised mortgage solutions designed for investors, business owners, and SMSF borrowers who require flexibility and fast access to capital.