Australian Property Markets Defying the Downturn & Why Investors Should Take Notice
While national home prices are experiencing a dip due to increased supply, declining affordability, and broader economic conditions, certain regions are defying the trend. New data from PropTrack reveals that several regional areas across NSW, VIC, QLD, and SA continue to experience strong price growth.
For savvy investors, this presents an opportunity to capitalise on high-performing markets before broader economic conditions shift. With interest rate cuts expected in the near future, property values in these resilient regions are likely to strengthen even further.
At Renown Lending, we understand that securing the right finance is crucial in making the most of these opportunities. Our Near Prime Alt Doc loans and SMSF loan options provide flexible, high-LVR solutions tailored for property investors looking to enter or expand within these high-growth areas.
Regional Growth Hotspots Worth Investing In
New South Wales
New England and North West (+2.6%)
Riverina (+2.1%)
Central West (+2.0%)
Mid North Coast (+1.1%)
Southern Highlands & Shoalhaven (+1.0%)
These areas continue to outperform metro markets, offering investors stable capital growth prospects.
Victoria
Shepparton (+0.7%)
North West (+0.6%)
Warrnambool & South West (+0.5%)
Bendigo (+0.3%)
Ballarat (+0.1%)
Regional Victoria remains a stronghold for capital appreciation, especially compared to Melbourne’s overall decline of 1.6%.
Queensland
Toowoomba (+2.2%)
Townsville (+2.1%)
Wide Bay (+2.1%)
Central Queensland (+2.0%)
Logan – Beaudesert (+1.5%)
Queensland’s regional resilience makes it an ideal state for investors looking for high rental yields and long-term capital growth.
South Australia
Barossa – Yorke – Mid North (+3.5%)
South Australia – South East (+3.2%)
Adelaide – Central and Hills (+1.2%)
Unlike other states, both metro and regional SA saw price growth, with regional SA outperforming Adelaide at +3.0% vs. +0.6%.
Why Now is the Time to Invest
Although the past few months have seen price declines across the national market, lower interest rates are expected to reverse this trend. Investors who secure property now in these high-growth regions will likely benefit from future capital gains as affordability conditions improve.
With affordability still strained and borrowing capacities set to rise, strategic investors can gain a first-mover advantage by entering these resilient property markets before competition intensifies.
At Renown Lending, we offer tailored lending solutions for investors ready to seize these opportunities.
Our Loan Options for Property Investors
Near Prime Alt Doc Loans
Loan Size: $250K - $2M
Max LVR: 75%
Interest Rate From: 7.66%
Comparison Rate: 7.70%*
Max Loan Term: 30 Years
Perfect for self-employed borrowers or investors with alternative income documentation.
SMSF Loans
Loan Size: $250K - $2.5M
Max LVR: 80%
Interest Rate From: 6.79%
Max Loan Term: 30 Years
Designed for investors looking to purchase property through their Self-Managed Super Fund (SMSF), offering long-term wealth-building potential.
Secure Your Investment Loan Today
The market is shifting, and the best time to invest is before prices begin to rebound. Renown Lending’s flexible loan options allow you to secure property in these resilient growth regions without the hurdles of traditional bank lending.
🔹 Fast approvals
🔹 Flexible lending criteria
🔹 Loans tailored for investors
Contact Renown Lending today to discuss how we can help you capitalise on these investment opportunities.
